Legal Notice

Company name: CivicBond AG

Registered address: St. Gallen, Switzerland

Email: info@civicbond.ch

Website: civicbond.ch

Nothing on this website constitutes investment advice, financial advice, legal advice, or any other form of professional advice. All content is provided for illustrative and informational purposes only.

• Interest rate savings shown in the Savings Calculator are estimates based on historical auction outcomes. Actual results will vary and are not guaranteed.
• References to historical default rates on Swiss municipal debt are factual statements about past performance and do not guarantee future results.
• Asset class comparisons and yield references are illustrative. They do not constitute a recommendation to invest.
• If you require investment advice, please consult a FINMA-licensed financial adviser.

Access to the CivicBond platform is restricted to:

• Swiss municipalities and public-sector entities that have completed the CivicBond onboarding process.
• Institutional investors classified as Qualified Investors under Article 10 of the Swiss Collective Investment Schemes Act (CISA).

CivicBond reserves the right to refuse or revoke platform access at its sole discretion.

CivicBond AG makes reasonable efforts to ensure information is accurate and up to date. However, we provide no warranty as to accuracy, completeness, or fitness for purpose.

• Any loss or damage arising from reliance on information published on this website.
• Interruptions, errors, or unavailability of the website or platform.
• Any third-party content linked to or referenced from this website.
• Unauthorised access to or alteration of data transmitted through the website.

Nothing in this disclaimer excludes liability for fraud, gross negligence, or any liability that cannot be excluded under Swiss law.

All content on this website — including the CivicBond name, CB monogram, written content, platform documentation, and design elements — is the property of CivicBond AG and protected under Swiss and international intellectual property law. You may not reproduce or distribute any content without prior written permission. To request permission: info@civicbond.ch

This website may contain links to third-party websites provided for convenience only. CivicBond AG accepts no responsibility for their content or availability. Inclusion of a link does not imply endorsement.

CivicBond AG does not guarantee uninterrupted access to this website or platform. We reserve the right to modify, suspend, or discontinue any part of the website at any time without notice. Planned maintenance windows will be communicated to registered platform users in advance where possible.

This Legal Notice is governed exclusively by Swiss law. The exclusive place of jurisdiction for any disputes is St. Gallen, Switzerland.

CivicBond AG reserves the right to update this Legal Notice at any time. Changes will be published on this page with an updated Last updated date. Continued use of the website after changes are published constitutes acceptance of the revised notice.