The Deal Lifecycle

From credit rating to funded in 4–8 weeks.

1

Registration & Onboarding

Municipality creates a profile, uploads basic financials, and signs the platform agreement.

1 day
2

Independent Credit Rating

Fedafin (or equivalent) issues a standardised, independent rating. No conflict of interest with lenders.

1–2 weeks
3

Securitisation & Legal Structuring

Loan converted to a FINMA-compliant registered security. 10/20 Non-Bank rule resolved at this stage.

3–5 days
4

Auction (Live Bidding)

Qualified investors submit competitive bids. Real-time, transparent Dutch auction.

5–10 business days
5

Settlement & Disbursement

Custodian bank settles. Funds in your account. Documentation auto-archived.

2–3 business days
6

Ongoing Lifecycle Management

Coupons, reporting, and investor communications handled automatically on the platform.

ongoing